This
website is operated by John Owens Associates.
The
following terms and conditions govern your use of this website and by using
this website you agree to them. If you do not agree to these terms, please
leave the website immediately.
What you need to know about the information on this website:
The
public information on this website and available for download is provided free
of charge and is intended to be helpful to businesses. The material in the
download section of this website is however, (and remains after download), the
copyright of John Owens Associates.
Due
to its general nature the information on this website and available for
download cannot be taken as comprehensive and should never be used as a
substitute for legal or professional advice. We also cannot guarantee that the
information applies to the individual circumstances of your business.
Despite
our best efforts it is possible from time to time that some information may be
out of date.
As a result of the above John Owens Associates cannot take any
responsibility for the consequences of errors or omissions.
Any
reliance you place on information found on this site or linked to on other
websites will be at your own risk.
You
should consider seeking the advice of independent advisers, and should always
check your decisions against your normal business methods and best practice in
your field of business.
The
operators of this website, its agents and employees, are not liable for any
losses or damages arising from your use of this site, other than in respect of
death or personal injury caused by their negligence or in respect of fraud.
What you should know about the other sites we link to:
Hyperlinks
contained in this website lead to other websites. Although we check these sites
regularly, they are not under our control.
We
are not responsible for the content of any linked website and cannot take
responsibility for the consequences of your using the information or services
on linked websites.
We
cannot guarantee that these links will work all the time. A link to a
third-party website does not imply endorsement; use your own business judgment
to decide whether the information or service on that website is suitable for
your needs.
If
a website is not linked to, this does not mean or imply that it is unsatisfactory.
The websites we link to are regularly reviewed in the light of customer usage
and feedback.
Virus Protection
John
Owens Associates have made every effort to check and test this website during
production. However, we would advise you to run an anti-virus program on
anything you download from the Internet. We cannot accept any responsibility
for any damage to your computer system or loss of data caused by using this
website.
Applicable Law
This
website and the use of it is governed by English law and English courts shall
have exclusive jurisdiction over any disputes connected to this website.
If
you have any queries resulting from reading these Terms and Conditions please
let us know via our Contact page
01522 822 302
testimonials
".......I found
John to be extremely knowledgeable on his topic and passionate about what he
does......."